Cookie Policy

Cookie Policy

Last updated: 15 January 2026

This Cookie Policy explains how Smart Gravity LLC uses cookies and similar tracking technologies to recognize you when you visit our business loans services websites or use any of our online tools and platforms (collectively, the "Sites").

This Policy outlines what cookies are, how we use them, the types we utilize, and how you can manage your preferences. For more details on how we collect, use, and safeguard your personal data, please refer to our [Privacy Policy].

By continuing to browse or use our Sites, you agree to our use of cookies as described in this Policy. If you do not agree, you may adjust your browser settings to disable cookies or discontinue use of our Sites.

1. What Are Cookies?

Cookies are small text files stored on your device (such as your computer, smartphone, or tablet) when you visit a website. They help the website remember your device and preferences over time to improve your browsing experience.

Cookies may be:

• Session Cookies – Temporary cookies that expire when you close your browser.
• Persistent Cookies – Remain on your device until deleted manually or expire automatically.
• First-party Cookies – Set by our Sites.
• Third-party Cookies – Set by external providers (e.g., for analytics, advertising, or social media integration).

2. How We Use Cookies

We use cookies to enhance your experience and ensure the proper functioning of our Sites. Our purposes include:

• Enabling secure logins and site navigation.
• Remembering your preferences (e.g., language or loan calculator settings).
• Analyzing traffic and usage patterns to improve site performance.
• Displaying relevant loan offers and advertisements.
• Measuring the effectiveness of our marketing efforts.

3. Types of Cookies We Use

We use the following categories of cookies::

• Essential Cookies – Required for the core functionality of the website (e.g., logging in, applying for a loan, accessing secure sections).
• Performance and Analytics Cookies – Help us understand how users interact with our Sites, allowing us to optimize design and content.
• Functional Cookies – Store your preferences to provide a more tailored experience.
• Advertising and Targeting Cookies – Show you relevant loan products and services based on your interests and online behavior.
• Social Media Cookies – Enable content sharing and login options via social media platforms and track engagement.

4. Third-Party Cookies

We may allow third-party service providers (e.g., analytics platforms or ad networks) to place cookies on our Sites. These cookies collect information across different websites and may be used to:
Analyze visitor behavior.
Serve personalized ads.
Evaluate the performance of marketing campaigns.

Please note that third-party cookies are governed by the privacy policies of the respective providers, such as Google Analytics, Meta (Facebook), and others.

5. Managing Your Cookie Preferences

You have the ability to control or disable cookies at any time through your browser settings. Be aware that disabling cookies may impact the functionality of certain parts of our Sites, including your ability to apply for a loan or access personalized content.

Below are links to manage cookies in popular browsers:

• Google Chrome: Settings → Privacy and Security → Cookies and other site data
• Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Manage Website Data
• Microsoft Edge: Settings → Cookies and Site Permissions

6. Updates to This Cookie Policy

We may update this Cookie Policy periodically to reflect changes in our technology, legal requirements, or business operations.

When we make changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Policy regularly to stay informed about how we use cookies.