Last updated: 2 March 2026
These Terms of Use (“Terms”) govern your access to and use of the business loans services and related websites operated by Smart Gravity LLC (“we,” “our,” or “us”) (collectively, the “Sites”).
By accessing or using our Sites, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue your use of the Sites immediately.
We may update these Terms from time to time. Changes take effect upon being posted on this page. It is your responsibility to review these Terms periodically. Continued use of the Sites constitutes your acceptance of any revisions.
These Terms cover:
By using the Sites, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you are using the Sites on behalf of a business or other legal entity, you represent and warrant that you have authority to bind that entity to these Terms.
You agree to use our Sites and services only for lawful purposes related to seeking, evaluating, or applying for business loans. You must not:
Access to certain features may require account registration. You agree to provide accurate, complete, and up-to-date information and to keep your login credentials confidential. You are responsible for any activity under your account. Notify us immediately if you suspect unauthorized use.
All content and materials on the Sites — including but not limited to text, graphics, branding, software, and trademarks — are owned by or licensed to Smart Gravity LLC and are protected by intellectual property laws.
You may use the Sites for personal or internal business purposes only. Any reproduction, distribution, modification, or commercial use of content without our prior written consent is strictly prohibited.
The Sites may contain links to third-party websites or services that are not owned or controlled by Smart Gravity LLC.
We are not responsible for the content, security, or privacy practices of third-party websites. Your use of such links is at your own risk, and you should review the terms and policies of any third-party site you visit.
The Sites and all related content and services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
We make no guarantees regarding the availability, accuracy, reliability, or suitability of the Sites or any loan-related information or services for your particular needs.
We do not warrant that the Sites will be secure, uninterrupted, or error-free, or that any issues will be corrected.
To the fullest extent permitted by law, Smart Gravity LLC, its affiliates, and its partners shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of business, revenue, profits, data, or other economic advantage, resulting from your use of or inability to use the Sites.
You agree to indemnify and hold harmless Smart Gravity LLC, its officers, affiliates, employees, and partners from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Sites, your violation of these Terms, or your infringement of any third-party rights.
We reserve the right to suspend or terminate your access to the Sites at any time and for any reason, including if you breach these Terms.
Upon termination, your right to use the Sites will immediately cease. Provisions regarding intellectual property, limitation of liability, disclaimers, and indemnification will survive termination.
These Terms shall be governed by and interpreted in accordance with the laws of the United States, without regard to its conflict of law provisions.